BizPay Solutions vs. Modern Treasury

Comparison for engineering teams evaluating operational complexity, cost, and time‑to‑value.

BizPay Solutions strengths

  • Faster time‑to‑live with opinionated ACH‑first flows
  • Lower total cost with fewer moving parts
  • Built‑in decline handling and reconciliation

Modern Treasury considerations

  • Powerful platform with broader bank integrations
  • Higher orchestration complexity for ACH‑specific use cases