✨ Trusted by 2,000+ Companies

ACH Payments are fueling Fintech's Future

Complete ACH Platform — Powerful Dashboard + Developer API

Enterprise ACH platform processing 50k+ transfers. Lower costs by 30-65%, reduce DSO, launch faster. SOC 2 Type II Verified.

Request Enterprise Demo View API Documentation →Launch Live Sandbox

Security & Compliance

SOC 2 Type II • ISO 27001 • NACHA • GDPR • TLS 1.2+ • AES-256

Live demo

The ACH Network

Full ACH service.

Launch in 3 Steps

From discovery to live production in days, not months. No complex setup required.

Explore

5-minute API demo, SDKs, and feature tour.

View Features

Calculate

See your cost savings in minutes. Free migration included.

Calculate Savings

Go Live

Sandbox included. Send your first ACH in 15 minutes.

Get Started Free

Need help? Request a personalized demo

2,000+

Companies trust us

99.95%

Uptime SLA

$50M+

Processed annually

ENTERPRISE-GRADE COMPLIANCE

SOC 2 Type II

NACHA Compliant

ISO 27001

GDPR

TLS 1.2+

OFAC Screening

View full security & compliance details →

Transparent, Predictable Pricing

Save 30-65% vs legacy providers. No hidden fees. Volume discounts available.

✓ First month free on annual plans

Essential

$0.25

per ACH transaction

Perfect for startups & SMBs
REST API + webhooks
Email & chat support
No monthly fees

Get Started

Build a Sample ACH

No code required—configure and preview the exact API request.

Direction

SEC code

Amount (USD)

Schedule date

Customer ID

Description

Download curl

Request JSON

{
  "direction": "debit",
  "amount": 10000,
  "currency": "USD",
  "sec_code": "PPD",
  "customer_id": "cust_12345",
  "description": "Sample ACH transaction",
  "schedule_date": "2025-12-04",
  "idempotency_key": "demo_1764854823831"
}

curl

curl -X POST https://api.bizpaysol.com/v1/ach/transfers
  -H 'Authorization: Bearer sk_test_XXXX'
  -H 'Content-Type: application/json'
  -d '{"direction":"debit","amount":10000,"currency":"USD","sec_code":"PPD","customer_id":"cust_12345","description":"Sample ACH transaction","schedule_date":"2025-12-04","idempotency_key":"demo_1764854823831"}'

Trusted by Finance Teams at Growing Companies

See how businesses like yours save money and time with BizPaySol

"We cut our payment processing costs by $12,400 per month after switching from Stripe. The migration took just 9 days and their API is actually easier to work with."

Sarah Chen

VP Engineering, CloudMetrics

SaaS • $8M ARR • 450 customers

Monthly volume:$180k

Time to go live:9 days

"Our failed payment rate dropped from 4.2% to 0.7% thanks to BizPaySol's intelligent retry logic. That's $89k in recovered revenue annually. The ROI was immediate."

Michael Rodriguez

CFO, FleetSync Pro

Logistics Tech • $15M ARR • 1,200 customers

Monthly volume:$425k

Failed payment reduction:83% ↓

"As a fintech ourselves, we needed enterprise-grade compliance and performance. BizPaySol delivers both at 1/3 the cost of what we were paying before. Their support team is incredible."

Jennifer Park

Head of Product, PayFlow

Fintech • $22M ARR • 3,500 customers

Monthly volume:$1.2M

Support response time:< 2 hours

Calculate Your Savings

See how much you could save by switching to BizPaySol ACH

Monthly Payment Volume

Current Processor

Average Transaction Size

Your Estimated Savings

$2,460

per month

Current monthly cost:$2,960

BizPaySol cost:$500

Annual savings:$29,520

3-year savings:$88,560

Request Custom Quote

Based on industry averages. Actual savings may vary.

Purpose‑Built for B2B ACH Recurring Payments

Out‑execute generalist gateways with better reconciliation, failure handling, and developer speed.

Automated Real‑Time Reconciliation

Instant, granular webhooks match deposits to customers immediately. Built‑in integrations for leading ERPs and ledgers.

Intelligent Decline Management

Tiered handling of returns with auto‑retries, notifications, and seamless fallback to backup methods to maximize LTV.

Future‑Proof Platform

TypeScript & cloud‑native architecture deployed globally, targeting ~1.5s API responses and enterprise‑grade stability.

Comparisons

See why fintechs choose BizPay Solutions for ACH.

Seamless integrations

Connect your tools in clicks—no custom code required.

Shopify

Xero

QuickBooks

Zapier

Slack

Why BizPaySol Wins

Dual Reference Tracking — system + customer references for perfect reconciliation.
Signed Webhooks — HMAC secrets, replay protection, delivery logs and retries.
Intelligent Rate Limiting — burst/minute and daily caps with monitoring.
SFTP Transmission — encrypted NACHA file delivery included.
RBAC — admin, operator, viewer roles and audit trails.
Multi‑Company — originator company management with individual API keys and limits.

Ready to move faster with ACH?

Start with our API in minutes or talk to our team.

Launch Live Sandbox Request a Demo